My personal finance areas of expertise include budgeting, credit scores, banking, saving, retirement, debt, taxes, business, freelance, insurance, weddings and student loans. email@example.com
Student Loan Relief: Common Student Loan Questions During COVID-19
If you can't pay your student loans during COVID-19, you have options.
After I opened my first high-yield savings account, I loved it so much I opened 10 more
My husband and I have 11 high-yield savings accounts that we use for different goals, like taking a trip to Ireland and remodeling our kitchen. Before I made the switch, I lost out on $1,200 by keeping my money in a typical bank savings account.
What the Stimulus Package Means for You
If you’re struggling to make ends meet due to the impacts of Coronavirus, help is on the way. According to the IRS, 80% of Americans will be eligible for a stimulus payment under the recently passed Coronavirus Aid, Relief and Economic Security Act (CARES), providing much-needed relief for many.
Health Insurance Plans for Self-Employed People: Why They Matter
A self-employed individual can't take a paid vacation, extended sick leave or even a sick day. If they don't work, they don't get paid. That's why health insurance plans for self-employed people are so important.
By the Letters: Common Health Insurance Acronyms
Health insurance lingo can feel like it was written in an alien language. Let's take a look at what the basic health insurance acronyms mean — and why it's important for you to know them.
Top 10 Affordable Domestic Honeymoons
If you've dreamed of your honeymoon since childhood, you probably imagined a trip abroad. Maybe it's Greece in the spring, Paris in the summer or Belize in the fall. Wherever you've dreamed of travelling with your new husband or wife, chances are it isn't in your own backyard.
But while all those destinations are wonderful in their own way, you can find similar experiences domestically - for hundreds or even thousands of dollars less. When you've just emptied out your savings to throw the wed...
How to Buy a House With Bad Credit: Compare Your Home Loan Options
Giving someone a home loan is a big risk for lenders, so they’re careful about who they lend to. That can make people with bad credit think buying a home is impossible, but it’s not. Even with bankruptcy or foreclosure on your record, you have options.
The beauty of cash-back credit cards is that you can use your rewards for just about anything. Here's how 4 people used their cash back to pay down student loans.
If you're paying off student loans, you know that every little bit counts.
Using a credit card that earns cash back allows you to put money toward your loan payments with minimal effort.
What Is a Deferred Profit Sharing Plan (DPSP)?
Saving for retirement is a challenge for most Canadians. Between paying a mortgage, paying off credit card bills, and saving for a rainy day, saving for retirement sometimes has to take a backseat.
That’s where employer-sponsored retirement plans come in. They can fill in the gaps between your own contributions and what you actually you need for your golden years.
If you start a new job and your company says they offer a DPSP, you might be wondering how to take advantage of that.
5 things I learned from buying life insurance
Before I signed up for life insurance, I knew that I’d have to choose between a term and whole life insurance policy. Whole life insurance is supposed to last your entire life. Term coverage only covers a specific term, usually ranging from 10 to 30 years.
Apple Credit Card
The Apple Card is a new cash-back credit card, and it’s actually not the company’s first foray into the credit card space. It currently has a co-branded Barclaycard Visa® with Apple Rewards card, which offers extra rewards with Apple purchases.
The Best Credit Cards for Freelancers in 2019
Having a credit history is necessary for post-grad life. Learn how to use student credit cards to create your own financial opportunity.
What You Need To Know About The Closing Cost Of A Home (Buying And Selling)
When most people imagine buying a house, they think about how many bedrooms they need or what kind of porch they want. When they think about homebuying costs, they decide how much to put down and what their maximum home price is.
But buying a house has many components, many of which get forgotten along the way.
NSF Fees and How to Avoid Them
You’re running around doing errands and you stop to log onto your bank account. You discover that in the midst of your busy day, you’ve somehow overdrawn your account. Now you’re being charged an NSF fee, and you’re so confused.
What’s this fee dragging down your balance even more? And how can you get rid of it?
Does homeowners insurance cover theft?
Brian Brandow’s wife left to go to the grocery store for a few items. She only needed to pick up a few things, so it was a quick trip. She was gone 45 minutes tops.
But when she came back, she discovered that someone had broken into their house.