The beauty of cash-back credit cards is that you can use your rewards for just about anything. Here's how 4 people used their cash back to pay down student loans.
If you're paying off student loans, you know that every little bit counts.
Using a credit card that earns cash back allows you to put money toward your loan payments with minimal effort.
Saving for retirement is a challenge for most Canadians. Between paying a mortgage, paying off credit card bills, and saving for a rainy day, saving for retirement sometimes has to take a backseat.
That’s where employer-sponsored retirement plans come in. They can fill in the gaps between your own contributions and what you actually you need for your golden years.
If you start a new job and your company says they offer a DPSP, you might be wondering how to take advantage of that.
Before I signed up for life insurance, I knew that I’d have to choose between a term and whole life insurance policy. Whole life insurance is supposed to last your entire life. Term coverage only covers a specific term, usually ranging from 10 to 30 years.
When most people imagine buying a house, they think about how many bedrooms they need or what kind of porch they want. When they think about homebuying costs, they decide how much to put down and what their maximum home price is.
But buying a house has many components, many of which get forgotten along the way.
You’re running around doing errands and you stop to log onto your bank account. You discover that in the midst of your busy day, you’ve somehow overdrawn your account. Now you’re being charged an NSF fee, and you’re so confused.
What’s this fee dragging down your balance even more? And how can you get rid of it?
Disclaimer: This blog post provides personal finance educational information, and it is not intended to provide legal, financial, or tax advice.
Striking out on my own as a freelance writer is the best decision I ever made. I feel empowered, motivated and free to take my career in any direction I choose. I also feel like it could all fall apart at any moment.
One of the biggest changes that I faced when starting my side gig and then transitioning into a full-time freelancer was doing my own t...
One way that parents take care of their children is by cosigning for their student loans. When a child takes out their student loans at 17 or 18, having a parent attached to the loan seems natural. By the time students start paying those loans off in their twenties, they’re more able to understand exactly what kind of gift their parents gave them.
You need to choose the right kind of retirement plan before you start contributing. For most consumers, that means picking between a 401(k) vs. IRA.
When you first take out student loans after graduating high school, it’s hard to truly feel the weight of that debt. You’re young and looking forward to the best years of your life. It’s not until you’ve finished your undergraduate degree, that you begin to realize just how much money you actually owe.
Starting the homebuying process can be like taking a crash course in a different language, especially if you’ve never bought before. There are so many unique variables and possibilities, it’s almost impossible to have a complete grasp on the intricacies of the real estate industry as a whole.
Thankfully, you only have to understand the aspects that pertain to your situation – and even that can be challenging. That’s why it can be helpful to work with a financial advisor, someone who can fill ...