Funnel any windfalls to your loan payments.
Living with roomies (again) could free up payment dollars.
Income from extra gigs can help shrink your loan fast.
After graduating from Indiana University in 2011 with a bachelor’s degree in journalism, I felt uneasy about my employment prospects but confident I could repay my student loans. I had taken out $24,000 and felt assured that my future job would support repayment of that debt.
However, when I first started making payments on my student lo...
Pop in, at least once a year. It’s important to check in and evaluate.
Find ways to save by scouring your credit cards, loans or subscriptions.
Most people think of spring cleaning as the act of scrubbing their home and purging unwanted clothes, books and furniture. But spring cleaning can also mean organizing your entire life, from your finances to your career to your digital presence.
Here’s how you can take advantage of the new season to get your life in order.
Clean up your ...
For the last year or so, I’ve been trying to cut back the amount of time I spend on sites like Instagram, Facebook, and Twitter. But recently, I noticed that when I spend more time on social media, my online shopping goes up.
Then it hit me: Social media makes me want to shop.
Employer: “We can offer you $7.25 an hour plus a free meal every shift. Also, you’ll only work late nights and early mornings.”
As your career has progressed, hopefully you’ve gotten better offers and more comprehensive benefits packages. Eventually, like most people, you’ve probably come across something on a job offer letter and thought “I have no idea what that is.”
Financial incentives can be great, but only if you understand what they are and how to take advantage of them. The...
The Richest Women in Westeros: With Daenerys Targaryen finally landing in Westeros, Olenna Tyrell assuming control of House Tyrell and Cersei Lannister sitting atop the iron throne, it's become clear in season seven of Game of Thrones that women are running the show. But who reigns supreme financially?
If this past season of Game of Thrones has taught us anything, it’s that the women of Westeros should not be underestimated. In a world traditionally ruled by men, viewers were treated to an as...
When you read a lot of personal finance articles, the tone can start to feel disingenuous: “All you have to do is eat rice every meal, and never do anything fun. You’ll be debt-free in no time!”
It makes you start to wonder if any of these experts have actually followed their own advice.
Sometimes personal finance writers can forget what it really feels like to follow our own advice, especially once we’ve become accustomed to a frugal lifestyle. It may get easier over time, but most sacrifice...
When you need extra money, most financial experts will advise you to squeeze some cash from the equity you have in assets. Typically that means looking at the biggest asset most people possess – their home. But what if you’re not in a position to sell or get a home equity loan?
If you’re struggling to make your student loan payments, or just want to pay them off faster, you’ll usually get the same advice: apply for refinancing. That’s great advice and often leads to lower interest rates and an easier repayment schedule. However, what if your application is denied? What ...
When it comes to wedding preparation, the quest for a great suit doesn’t get much attention. The wedding dress always tends to be top priority, and men are basically expected to show up wearing the right color tie and an outfit that doesn’t have stains on it. There’s a reason no one is lining up to watch a show called Say Yes to the Suit.
In years past, bridesmaid dresses were commonly thought of as unattractive and unflattering—and for good reason.
Insurance is all about protecting the most important things in life - your health, your home, your vehicle and your business, for example. It’s a chance to hedge your bets, safeguarding you, your loved ones and your assets against unexpected catastrophes. So why not insure the biggest day of your life?
About two years ago, Brian LeBlanc was fed up. The 30-year-old policy analyst from Alberta, Canada, had struggled with his weight for years. At the time, he weighed 240 pounds and had trouble finding clothes that fit. He decided it was time to change his lifestyle for good.
Confirming the fears of many, President Donald Trump’s recently proposed federal budget calls for the defunding of the Public Service Loan Forgiveness program.