My husband and I have 11 high-yield savings accounts that we use for different goals, like taking a trip to Ireland and remodeling our kitchen. Before I made the switch, I lost out on $1,200 by keeping my money in a typical bank savings account.
If you’re struggling to make ends meet due to the impacts of Coronavirus, help is on the way. According to the IRS, 80% of Americans will be eligible for a stimulus payment under the recently passed Coronavirus Aid, Relief and Economic Security Act (CARES), providing much-needed relief for many.
A self-employed individual can't take a paid vacation, extended sick leave or even a sick day. If they don't work, they don't get paid. That's why health insurance plans for self-employed people are so important.
If you've dreamed of your honeymoon since childhood, you probably imagined a trip abroad. Maybe it's Greece in the spring, Paris in the summer or Belize in the fall. Wherever you've dreamed of travelling with your new husband or wife, chances are it isn't in your own backyard.
But while all those destinations are wonderful in their own way, you can find similar experiences domestically - for hundreds or even thousands of dollars less. When you've just emptied out your savings to throw the wed...
Giving someone a home loan is a big risk for lenders, so they’re careful about who they lend to. That can make people with bad credit think buying a home is impossible, but it’s not. Even with bankruptcy or foreclosure on your record, you have options.
The beauty of cash-back credit cards is that you can use your rewards for just about anything. Here's how 4 people used their cash back to pay down student loans.
If you're paying off student loans, you know that every little bit counts.
Using a credit card that earns cash back allows you to put money toward your loan payments with minimal effort.
Saving for retirement is a challenge for most Canadians. Between paying a mortgage, paying off credit card bills, and saving for a rainy day, saving for retirement sometimes has to take a backseat.
That’s where employer-sponsored retirement plans come in. They can fill in the gaps between your own contributions and what you actually you need for your golden years.
If you start a new job and your company says they offer a DPSP, you might be wondering how to take advantage of that.
Before I signed up for life insurance, I knew that I’d have to choose between a term and whole life insurance policy. Whole life insurance is supposed to last your entire life. Term coverage only covers a specific term, usually ranging from 10 to 30 years.
When most people imagine buying a house, they think about how many bedrooms they need or what kind of porch they want. When they think about homebuying costs, they decide how much to put down and what their maximum home price is.
But buying a house has many components, many of which get forgotten along the way.
You’re running around doing errands and you stop to log onto your bank account. You discover that in the midst of your busy day, you’ve somehow overdrawn your account. Now you’re being charged an NSF fee, and you’re so confused.
What’s this fee dragging down your balance even more? And how can you get rid of it?